Everything is going right for lifeguard Ned Kelley. He is involved with Tess, the most beautiful woman he has ever seen and what's more, a million dollars is within touching distance; his share of the score for the robbery of some world-class art. All he has to do is trigger alarms to throw the cops off the scent. But when Tess is brutally murdered and the others involved in the robbery are massacred, Ned is the prime suspect. He has been set up.

Stafford Lee Penney is a small-town lawyer with a big-time reputation for winning every case he tries. In his sharp suits and polished Oxford shoes, Penney is Biloxi, Mississippi's #1 Lawyer and top local celebrity. Just as Penney notches his latest courtroom victory, his wife is scandalously killed. He spirals into a legal and personal losing streak, damaging his reputation and ruining his career. That's when Penney makes a bold decision. He stops...

Accompanying the Pike family during a two-week vacation to the Jersey Shore, baby-sitter Stacey falls head over heels for a handsome lifeguard despite Mary Anne's warning that he is too old for her.